Buying a new car?  What to keep in mind.


Buying a new vehicle can be a big financial decision.  Here at Cobos Insurance, we have put together a list of reliable websites to help in your search.  In addition, feel free to call our agency or send us an online request with the year, make, model and VIN, if available for an estimate.

 

Safety

It’s easy to find out which cars did well in crash tests (and which didn’t). Visit these sites for current and past ratings, and other useful tools: Remember, safety ratings are a key factor when determining your premium.  Safer the vehicle,  lower your insurance premium. 
  

 

Reliability and Usage

Sources such as Consumer Reports can give you a good idea of the experience other owners have had with the models you’re considering. Warranty coverage is included with new vehicles, of course, but also some used cars that have under

gone a certification program.  Also, keep in mind if need to take out a loan, we can provide gap coverage.  Please be sure to give us a call before you but the gap coverage from the dealer.  We can offer gap for a couple dollars a month!!

 


The Importance of an Inspection

Buying used? It’s crucial that you get an inspection from a trusted repair shop. Get as much history on the car as you can, from owner records to a report from Carfax or a similar service. And, if you feel the sellers aren’t being forthcoming, walk away.  Also,  if buying from an online site like Craigslist, be sure to take a friend, meet in a public space or if possible utilize a police station safe zone.  Most stations are now providing this "safe zone"  as free service to the community http://www.cleveland.com/avon-lake/index.ssf/2015/06/lorain_county_police_stations.html.

 

Cost of Ownership

Certain cars cost more to repair and maintain than others, and insurance costs can vary widely as well. We would be happy to help you determine the impact different models can have on the price of coverage. When you get further along in your search and have a few choices in mind, give us a call to get a few quotes at 440-324-3732!

 
And as always, "Your Protection is our Priority"!

                              


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