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Because we care. At Cobos Insurance we take the time to listen to your needs, research the best product for you and your family and are easily accessible when you need us.

As independent agents, we are fortunate to represent numerous A-rated carriers who offer a large range of products such as, auto, home, life, business, manufacturing, not for profit, health insurance and many more.

At Cobos Insurance we don’t depend on large marketing budgets, cute spokespersons or cavemen to attract customers. We rely on the tried and true; hard work, education, experience and a strong commitment to our customers and community.

Thank you for taking the time to visit our website. We look forward to the opportunity to work with you.


I have used Christina at Cobos Insurance for all my insurance needs, including homeowner, watercraft, renters and auto since 2005. I have always received a great rate on my policies and Christina is always available to answer questions and guide me in selecting policy options.

Beth Henry, Pepper Pike, OH


My family and I have been clients of Bob’s for decades. Cobos Insurance does a great job managing my home, car, life and business policies. It’s nice to only need to make 1 call to handle my insurance. I would recommend Bob and Cobos Insurance to anyone!

Andy Fortner
Auto, home, Business and Life Client,. Amherst , OH


Cobos Insurance has been great since day one. Honest and hardworking to get me the best rate on my insurance. Thank you, Cobos!

Richard Armstrong
Renter and Auto Insurance. Lorain, OH


Cobos Insurance handles all of our insurance needs personal and business. This is a company that is always there for you. I have dealt with them for 45 years, and will continue to another 45 because of their integrity and knowledge of the industry.

Carol Hill
Operations Manger DePaolo Enterprises, Litchfield, OH


We have always received excellent customer service at Cobos Insurance. I like the fact I know the first names of the people I do business with, not just a number in line with a case number and trouble ticket. Feels more like family than business. Bartlome Electric. Business, Auto, Home RV etc. Big family …lots of kids.

Vermilion, Ohio


I needed to make a change to my auto policy today. All it took was a phone call to find out how to make the change. Within a couple of hours the paperwork was emailed to me. Christina was very helpful and answered my questions. She couldn’t have made this a simpler process. Thank you!

Heather Schofield, Elyria, OH


I have been using Cobos Insurance since 1980. They have the best customer service. All I have to do is call Caitlyn and she handles everything for me. I recommend Cobos Insurance to all my friends and family.

Jeff & Laurie Strung Westerville, OH.


I have been working with Carrie with Cobos Insurance for the past few years and couldn’t be happier! Keep up the good work!

Stephanie Shinsky. Lorain, OH

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